This case study forms part of a series of six case studies on mobilizing internal finance within Forest and Farm Producer Organization (FFPOs) prepared by forest and farm FFPOs for the Forest and Farm Facility (FFF).

It describes the Jwa Ngwaane Community Cooperative Credit Union, established by the Kassena Nankana Baobab Cooperative Union (KANBAOCU) through the mobilization of 96 Village Savings and Loans Associations. The main purpose of the credit union is to enable KANBAOCU’s members to save money sustainably, to provide low-interest credit at fair and competitive rates, and to provide quality financial services while promoting the financial inclusion of those members who do not have access to the traditional commercial banking system financial services. The credit union offers a wide range of financial products such shares, savings accounts, fixed deposits, credit/loans and agribusiness support.

This study provides an overview of the origins and current structure of the credit union, looks at its impact to date and its prospects for the future.